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Real Estate Resources:

  • Special Offers - Special offers for Portland, Beaverton and Hillsboro homeowners from Melody and John Hatch.

  • Affiliates - Melody and John Hatch real estate web site affiliates.

  • eNewsletter - Melody and John HatchPortland, Beaverton and Hillsboro newsletter email will send you the latest real estate information.

  • Today's Real Estate News - Daily real estate news for this neighborhood, Oregon, and United States.

  • Market Conditions Report - Market conditions report for this area, Oregon, and United States.

  • Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

  • How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

  • Determine Tax Savings - Calculate how much your monthly Portland, Beaverton and Hillsboro, Oregon mortgage payments save you on your taxes because of loan interest.

  • Should You Rent or Buy? - Is it better to rent a home in Oregon or buy your own Portland, Beaverton and Hillsboro house, ranch, luxury property, condominium, acreage, or other real estate?

  • Adjustable Rate Mortgages - Adjustable rate Portland, Beaverton and Hillsboro mortgages information and interest rate java calculator.

  • What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

  • Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

  • Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

  • 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

  • How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

  • What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

  • Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

  • TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Oregon real estate.

  • Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

  • Ask Anything - Ask Melody and John Hatch anything real estate.

  • NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

  • Real Estate Tips - Melody and John Hatch realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

  • Real Estate Trivia - Melody and John Hatch collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

  • Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Portland, Beaverton and Hillsboro property in Oregon, including legal terms definitions, and more.

  • Go to Main Sitemap - Main sitemap sections include Find Portland, Beaverton and Hillsboro Homes, For Home Buyers, For Home Sellers, Portland, Beaverton and Hillsboro Information, Real Estate Resources, and About Melody and John Hatch.

 

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School Reports in Portland, Beaverton and Hillsboro, Oregon
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Real Estate Tips
Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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Real Estate Trivia
Q 
What Pasadena, California house was the movie home of the eccentric "Doc" Brown in the 1989 film, "Back to the Future"?

A 
The famous Gamble House, a landmark of Craftsman architecture, is now open to the public for tours.
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Melody and John Hatch, REALTOR®, real estate agent and broker for Portland, Beaverton and Hillsboro, Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Melody and John Hatch
Keller Williams Realty Professionals

9755 SW Barnes Rd, #560
Portland, OR 97229
503-789-1247
Fax: 503-748-8360
JohnHatch@NUMBER1EXPERT.com

Check out our website at HatchHomes.com


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